With effect from 1 April 2023, the Conversion Commission for foreign currency transactions will be revised from 3% to 3.25% for all DCS Cards.
For a limited time only, apply for any 2 DCS Credit Cards as a new cardmember and stand a chance to redeem a pair of GOTRIP luggage worth S$500! T&Cs apply.
Enjoy 5% Cash Rebate for all eligible transactions# with minimum monthly spending of S$400 on your DCS CASHBACK Regular Credit Card. Minimum income of S$30,000 p.a. required.
Enjoy 2% Cash Rebate for all eligible transactions# with minimum monthly spending of S$150 on your DCS CASHBACK S$500 Limit Credit Card. Minimum income of S$16,000 p.a. required.
CASHBACK Credit Card | Minimum Monthly Spending | Cash Rebate Percentage |
---|---|---|
Regular Credit Card | S$400 | 5% |
S$500 Limit Card | S$150 | 2% |
*Spending is based on transactions processed by DCS (based on posting date from merchants) from the 1st day to the last day of every calendar month (in Singapore Dollars, unless otherwise stated). Cash rebates earned are capped at S$50 (for Regular Credit Card) or S$10 (for S$500 Limit Credit Card), and reflected in the same month’s Statement of Accounts (SoA), i.e. cash rebates will be reflected on October 2022 SoA for all eligible spending from 1st to 31st October 2022. Please refer to the full Terms and Conditions and eligible# spending below.
Terms and Conditions of Cash Rebate
Any transaction made with the following Merchant Category Codes (MCC) New:
MCC | Description |
---|---|
4829 | Money Transfer Merchant |
5199 | Nondurable Goods Not Elsewhere Classified |
5960 | Direct Marketing Insurance Services |
6012 | Member Financial Institution, Merchandise And Services |
6050 | Quasi Cash - Member Financial Institution |
6051 | Quasi Cash Merchant |
6211 | Securities Brokers/Dealers |
6300 | Insurance Sales, Underwriting And Premiums |
6529 | Quasi Cash-Remote Stored Value Load-Financial Institute Rentals |
6530 | Quasi Cash-Remote Stored Value Load-Merchant Rentals |
6534 | Money Transfer |
6540 | Nonfi Stored Value Gift Card |
7995 | Gambling Transactions Entertainment |
9222 | Fines |
9223 | Bail And Bond Payments |
9311 | Tax Payments |
9399 | Government Services Not Elsewhere Classified |
9402 | Postal Services Government Only |
9405 | Intra-Government Purchases-Government Only |
CASHBACK 10/22
*Terms & conditions apply
For Singapore Citizens and Permanent Residents:
Minimum income of S$30,000p.a.
OR S$15,000p.a. (age 55 & above)
For Foreigners:
Minimum income of S$60,000p.a.
Age: 21 to 65 years old
Documents Required:
Click here
For Singapore Citizens and Permanent Residents:
Minimum income of S$16,000p.a.
(except students and NSFs)
Age: 18 to 65 years old
For applicants age below 21, Parent’s / Guardian’s consent is required
Documents Required:
Click here
Not applicable for existing DCS Basic Cardholders
Annual Fee:
Basic Card: S$180^ (first year FREE);
Supplementary Card: S$80^ (first year FREE)
Minimum Payment:
5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit
Annual Fee:
S$28^ per year (first year FREE)
Credit Limit:
S$500 (fixed)
Minimum Payment:
Total outstanding balance or S$50 (whichever is lower), plus all past due amount and any amount exceeding Credit Limit
^ Fees will be subject to the prevailing Goods & Services Tax (GST)