DCS Flex Visa
Platinum Card

Choose between up to

2.4 Miles* 8% Cash Rebate* 8% Carbon Credits* 8% Investment Credits*

Plus, claim 10,000 Miles or a Free 24” Caterpillar Luggage Bag* when you sign up today!

Apply Now

*T&Cs apply

Welcome Gift

From 1st September - 31st December 2026

For a limited time only, choose your preferred rewards program during application and spend S$800 within 30 days upon card approval to receive either one of the gifts below.

10,000 Bonus Miles Miles Program
10,000 Bonus Miles^
  • Get 10,000 Bonus Miles*
  • 1 to 1 Krisflyer Miles Conversion
  • Fuel your next adventure

^The 10,000 miles welcome gift will be awarded after the
*New-to-DCS Program Terms and Conditions are met.

Choose Miles
24-inch Caterpillar Industrial Plate Trunk Luggage Cash Rebates/Investment/Carbon Credits Program
24" Caterpillar
Industrial Plate
Trunk Luggage^^
worth S$380
  • Premium industrial trunk design
  • Spacious & built to last
  • Perfect for every journey

^^The luggage welcome gift will be awarded after the
*New-to-DCS Program Terms and Conditions are met.

Choose Luggage

*Limited to the first 400 eligible cardmembers who meet the minimum spend during the campaign period.

*Refer to New-to-DCS Program Terms and Conditions for more details.

Choose Your Style

Pick the card design that fits your vibe – keep it sleek with the Yellow/Black Card or make a statement with the Avatar Card.

DCS Flex Visa Platinum Avatar Card designs Avatar Card

Exclusive, limited-edition Cyberpunk designs by NFT Collective Theirsverse.

DCS Flex Visa Platinum Yellow and Black Card designs Yellow/Black Card

A bold, eye-catching yellow/black statement piece for the fearless go-getter.

Tailor Your Rewards

Unlock ultimate flexibility, pick a perk today and switch it up every month.

Up to 2.4 Miles for Every S$1 Spend

Earn miles to fuel your next escape.

Up to 8% Cash Rebates

Enjoy more savings on your everyday spends.

Up to 8% Investment Credits

Boost your investments while you spend.

Up to 8% Carbon Credits

Spend mindfully to support a greener planet.

How You Earn & Switch

Enjoy the flexibility to switch your monthly rewards anytime from the DCS Cards App.

Miles
Cash Rebates
Investments
Carbon Credits

Unlock a World of Miles with Our
Rewards Programme!

Discover the power of your spending with our incredible rewards programme. Get ready to soar with up to 2.4 miles for every S$1 you spend, and watch your miles accumulate like never before!

When you meet the minimum monthly spend of S$600, you'll enjoy the following benefits:

2.4 miles per S$1 on foreign currency spend.

1.8 miles per S$1 spend on online transactions in SGD.

1.8 miles per S$1 spend on contactless purchases in SGD.

0.4 miles per S$1 spend on all other purchases.

Spend Category Amount Miles Earned
Bus and train rides via SimplyGoContactlessS$120216
Local dining spendContactlessS$140252
In-store shopping (e.g. Sephora)ContactlessS$60108
Online shopping (e.g. Shein)OnlineS$80144
Spend in foreign currency (e.g. JPY)Foreign currencyS$160384
All other spendOthersS$4016
TotalS$6001,120
  • Capped at 1,250 Miles per category, total 5,000 Miles across all 4 categories.
  • Miles will be credited to a Miles holding account on statement cycle date. Cardmembers can initiate Miles transfer to KrisFlyer account anytime, subject to a minimum transfer of 5,000 Miles and in multiples of 5,000 Miles. Please allow up to 15 working days for the conversion of Miles.
  • A conversion fee of S$25 (subject to GST) applies for each redemption request.

If the monthly minimum spent of $600 is not met, you will still earn 0.4 miles per S$1 on all spend.

Unlock Your Ultimate
Savings Potential!

Discover a world of rewards with our Cash Rebate Program and save with every spend!

Achieve a minimum monthly spend of S$600 and save with every spend.

8% Cash Rebate on foreign currency spend.

6% Cash Rebate on online transactions in SGD.

6% Cash Rebate on contactless purchases in SGD.

0.3% Cash Rebate on all other purchases.

Spend Category Amount Cash Rebate Earned
Bus and train rides via SimplyGoContactlessS$120S$7.20
Local dining spendContactlessS$140S$8.40
In-store shopping (e.g. Sephora)ContactlessS$60S$3.60
Online shopping (e.g. Shein)OnlineS$80S$4.80
Spend in foreign currency (e.g. JPY)Foreign currencyS$160S$12.80
All other spendOthersS$40S$0.12
TotalS$600S$36.92
  • Cash Rebate is capped at S$25 per category, total S$100 across all 4 categories.
  • Cash Rebate will be credited to Cardmember's Card Account in the following statement.

If the monthly minimum spent of $600 is not met, you will still earn 0.3% Cash Rebate on all spend.

Unlock a World of
Investment Credits!

With our exclusive offer, you can enjoy up to 8% Investment Credits that make every purchase feel like a win-win!

When you meet the minimum monthly spend of S$600, the rewards flow:

8% Investment Credits on foreign currency spend.

6% Investment Credits on online transactions in SGD.

6% Investment Credits on contactless purchases in SGD.

0.3% Investment Credits on all other purchases.

Spend Category Amount Investment Credits Earned
Bus and train rides via SimplyGoContactlessS$120S$7.20
Local dining spendContactlessS$140S$8.40
In-store shopping (e.g. Sephora)ContactlessS$60S$3.60
Online shopping (e.g. Shein)OnlineS$80S$4.80
Spend in foreign currency (e.g. JPY)Foreign currencyS$160S$12.80
All other spendOthersS$40S$0.12
TotalS$600S$36.92
  • Investment Credits are capped at S$25 per category, total S$100 across all 4 categories.
  • Investment Credits will be credited to cardmember's designated iFast account in the following month.

If the monthly minimum spent of $600 is not met, you will still earn 0.3% Investment Credits on all spend.

Unlock a
Greener Future

Make a difference by supporting sustainability with every purchase. Protect valuable resources and the environment for the future.

When you achieve a minimum monthly spend of S$600, you will receive:

8% Carbon Credits on foreign currency spend.

6% Carbon Credits on online transactions in SGD.

6% Carbon Credits on contactless purchases in SGD.

0.3% Carbon Credits on all other purchases.

Spend Category Amount Carbon Credits Earned
Bus and train rides via SimplyGoContactlessS$120S$7.20
Local dining spendContactlessS$140S$8.40
In-store shopping (e.g. Sephora)ContactlessS$60S$3.60
Online shopping (e.g. Shein)OnlineS$80S$4.80
Spend in foreign currency (e.g. JPY)Foreign currencyS$160S$12.80
All other spendOthersS$40S$0.12
TotalS$600S$36.92
  • Carbon Credits are capped at S$25 per category, total S$100 across all 4 categories.
  • Carbon Credits will be credited to a Carbon Credits holding account on statement cycle date. Cardmembers can initiate redemption of Carbon Credits to selected Carbon Offset Projects offered by Sphere for Good, subject to a minimum redemption of S$2.

If the monthly minimum spent of $600 is not met, you will still earn 0.3% Carbon Credits on all spend.

Redeem Your Credits for Verified Impact

With your DCS Flex Visa Platinum Card, doing good is as simple as spending smart. Turn your everyday purchase into real-world impact by redeeming your Carbon Credits for meaningful environmental causes. We've partnered with carefully selected Carbon Offset Projects via Sphere For Good to support cleaner air and greener lands.

Katingan Peatland Restoration and Conservation Project

Katingan Peatland Restoration and Conservation Project

Location: Indonesia

Protects and restores 149,800 hectares of peatland ecosystems in Central Kalimantan, reducing greenhouse gas emissions and supporting biodiversity.

Learn More
Anhuang Afforestation

Anhuang Afforestation

Location: China

Reforestation project covering 39,000 hectares to sequester carbon, enhance biodiversity, and improve local community jobs and livelihoods.

Learn More

Greening Malaysia

Location: Malaysia

An initiative by Malaysia's Ministry of Natural Resources to raise awareness and preserve forest areas.

Note: This is a cash donation project, not an offset credit project.

Learn More

All-in-One Financial Control at Your Fingertips

Switch Rewards Any Time

Change between Miles, Cash Rebates, Investment Credits, or Carbon Credits once a month via the DCS Cards App.

Rewards Tracker

Track your spending in real time. Hit your S$600 minimum and take full control of your rewards via the DCS Cards App.

Pay Seamlessly Via Contactless Payment

Enjoy easy and secure payments when you add your DCS Flex Visa Platinum Card to Apple Pay or Google Pay.

DConvert

Turn purchases of S$300 or more, or monthly bills of S$500 or more, into flexible instalment plans of up to 18 months at 0% interest in DCS Cards App.

Dcash

Get quick access to funds with rates from just 0.54% per month. Apply seamlessly through DCS website or DCS Cards App.

Pay4U

Transfer funds instantly to your preferred account via the DCS Cards App at 0% interest.

Eligibility & Fees

Eligibility

  • Age: 21 to 65 years old
  • For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a.
    OR S$15,000 p.a. (age 56 & above)
  • For Foreigners: Minimum income of S$60,000 p.a.

Fees & Charges

  • Principal Card: S$10^ monthly service fee
    (First year FREE)
  • Supplementary Card: S$5^ monthly service fee
    (First year FREE)
  • One-time Card Design Fee (for Limited Edition Card):
    S$20^ S$10^ (limited time only)
  • Minimum Spending Required to Receive Subsequent Automatic Monthly Service Fee Waiver: 5 Transactions per month.

^ Fees will be subject to the prevailing Goods & Services Tax (GST)

FAQs

  1. Yes! You can switch your preferred Reward type once a month via the DCS Cards App (DCS Flex Visa Platinum Card screen > "View" > "Change Benefits"). Your new chosen Reward type will take effect on the 2nd of the following month.

  2. Log in to the DCS Cards App, navigate to the DCS Flex Visa Platinum Card screen, and tap "View" to open the Rewards Tracker. Once you hit the minimum monthly spend requirement (S$600), the dashboard will display your spend breakdown and rewards earned across categories. You can also tap "Benefit History" to check your earnings.

  3. Your welcome gift selection is tied to the reward program you select during your DCS Flex Visa Platinum Card application:

    • 10,000 Bonus Miles: Select the Miles Program during application and make an accumulative spend of S$800 within 30 days of card approval.
    • 24" Caterpillar Trunk Luggage (worth S$380): Select the Cash Rebate, Investment Credits, or Carbon Credits Program during application and make an accumulative spend of S$800 within 30 days of card approval.
  4. This promotion is strictly open to New-to-DCS applicants (those who do not currently hold any DCS principal card and have not cancelled one in the past 12 months). To qualify, you must be approved for a new DCS Flex Visa Platinum Card, select your preferred reward program during application, and fulfill the minimum spend of S$800 within 30 days of card approval. Existing DCS cardholders are not eligible for this welcome offer.

More FAQs Details

Download the DCS Cards App

Apply Now.
Use Instantly.

Manage your DCS card, track your spend, and unlock exclusive perks - all in one seamless app.

Download on the App Store Get it on Google Play
Apply for Flex Visa Platinum Card
DCS Cards App

Click here for required documents