Cash Instalment Plan
Get cash advance of between S$100 to S$300 on a 12-month repayment period.
Club Rewards Points
Earn Club Rewards Points to redeem for attractive items such as shopping/dining vouchers and air miles (S$1 = 1 point). No expiry to your Club Rewards Points.
Worldwide Airport Lounge Access
Access to more than 1,300 Airport Lounges across 600+ cities in 140 countries worldwide; including Changi Airport. Basic Cardholder enjoys one complimentary access per year.
Terms and Conditions apply.
Earn Club Rewards Points for every dollar you spend
At DCS, we believe in rewarding our cardmembers. For every S$1 charged to your DCS Diners Club International Ace Credit Card, you will earn 1 Club Rewards Point which you can redeem for attractive items such as gifts, shopping/dining vouchers & air miles. What's more, these points don't expire!
- Pay Vehicle Road Tax in 6 monthly instalments, 0% interest free.
- Buy Now Pay Later - Purchase merchandise you dream of owning with up to 12 months, 0% interest-free instalments.
- Club Rewards Points Programme – Earn rewards points as you spend on your Diners Club Cards, which can be used to redeem for a wide selection of vouchers, merchandise, annual fee waiver, and frequent flyer miles etc. T&Cs apply.
Receive S$20 Cashback
New to DCS? Receive S$20 cashback when you apply for any two DCS S$500 Limit Credit Cards.
Simply spend S$150 per month for two consecutive months from your card approval date to qualify. Get yours now!
DCS Diners Club International Ace Credit Card
Age: 18 to 65 years old. For applicants age below 21, Parent's / Guardian's consent is required
For Singapore Citizens and Permanent Residents: Minimum income of S$16,000 p.a. (except students and NSFs)
Not applicable for:
- Existing Regular Credit & Charge Cardholders
- Existing Diners Club Basic Cardholders
Fees & Charges
S$28^ per year (first year FREE)
^Fees will be subject to the prevailing Goods & Services Tax (GST)
A Credit Card is a convenient payment instrument which allows you to buy goods and services without using cash, that is, on credit. A Credit Limit will be allocated to your Card.
A Credit Limit is the maximum amount of spending money allocated to your Card account in which you can use to make purchases with your Card.
You can use your Card locally and overseas in establishments that display the Diners Club split circle Welcome Sign.
When you receive your Card, please sign on the signature panel on the reverse side of the Card immediately and activate your Card via SMS, at our website or by calling our Customer Service within the next 7 days.
When you make a purchase with the Card, you have to sign on the Sales Slip. The merchant keeps a copy and gives you a copy for your record. All your purchases with the Card will be reflected on your monthly Statement of Account.
You can use up to S$500, which is the Credit Limit allocated to your Diners Club International Ace Credit Card account.
An Over Limit Fee of S$50 per month shall be charged to your Card account if the Total Indebtedness exceed the Credit Limit at any time during the Statement Period.
Yes, you should receive your PIN within 5 working days after you received your Card. Please memorise your PIN and then destroy the PIN slip. Do not write your PIN on your Card, and do not disclose your PIN to any person - not even a Diners Club staff is entitled to know your PIN.
Yes, you can withdraw cash at any DBS, POSB and Citibank ATMs in Singapore and at over 1 million ATMs worldwide bearing the “Diners Club International” or “Pulse” sign. Cash advance charges are applicable.
The charges are 6% of the Cash Advance or S$20 (whichever is greater) per Cash Advance; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Advance.
Your The Payment Due Date is on the 27th of every month. This date refers to the date that Diners Club receives and processes your payment into your account. Different processing times apply for payments made via different channels before Diners Club receives your payment. Please check with your bank, where applicable.
You have the option of making full or partial payment for your Card bill, but the minimum amount you have to pay is S$50 or your total outstanding bill, whichever is lower. If payment is not made in full, Interest at 28% per annum is levied on the Total Indebtedness (excluding the principal amount of each Cash Advance) unless the closing balance on both the current and previous Statements has been paid in full by the respective Payment Due Date and 28% per annum is levied on all Cash Advances. If interest is to be debited, Total Minimum Interest of S$3 per account per month is charged if the interest would otherwise be less than S$3.
There will be a Late Payment Fee of S$80 if the Minimum Payment is not received by Payment Due Date.
You can make payment for your Diners Club Card bills at our Diners Club office by Cash or Cheque, at AXS stations, by Internet / Phone Banking (selected banks), DBS/POSB ATMs or by Interbank GIRO. For details, you may refer to the reverse page of your Statement of Account.
You should report the loss of your Card immediately to Diners Club at Tel: 6571 0128 (during office hours) or 6416 0900 (after office hours) so that we can stop the card usage. You will then not be liable for any unauthorised charges made after your report. Diners Club will soon issue you with a replacement Card.
It is absolutely Free for the first year. Subsequent Annual Fee is S$28 per year.
Yes, you may apply for other Diners Club Credit Cards with up to 2 months Credit Limit if your annual income exceeds S$30,000.
The Diners Club International Ace Credit Card is not applicable for existing Diners Club Main cardholders; however, Diners Club Supplementary cardholders are eligible to apply.
The average processing time is between 4 to 6 weeks upon receiving your completed application form, photocopy of your I.C. (front & back) and the necessary documents.
Every dollar charged to your Card earns you 1 Club Rewards point. Accumulate these points to redeem for free gifts, shopping and dining vouchers, etc. There is no expiry to your points. Please refer to: https://dcscc.com/club-rewards