S$500 Limit Credit Card

DCS Diners Club International Ace Credit Card

Own one from the age of 18!

DCS Diners Club International Ace Credit Card

DCS Diners Club International Ace Credit Card


Age: 18 to 65 years old. For applicants age below 21, Parent's / Guardian's consent is required

For Singapore Citizens and Permanent Residents: Minimum income of S$16,000 p.a. (except students and NSFs)

Not applicable for:

  • Existing Regular Credit & Charge Cardholders
  • Existing Diners Club Basic Cardholders

Click here for required documents

Fees & Charges

S$28^ per year (first year FREE)

Click here for full fees & charges

^Fees will be subject to the prevailing Goods & Services Tax (GST)

Download / Print Application Form


A Credit Card is a convenient payment instrument which allows you to buy goods and services without using cash, that is, on credit. A Credit Limit will be allocated to your Card.

A Credit Limit is the maximum amount of spending money allocated to your Card account in which you can use to make purchases with your Card.

You can use your Card locally and overseas in establishments that display the Diners Club split circle Welcome Sign.

When you receive your Card, please sign on the signature panel on the reverse side of the Card immediately and activate your Card via SMS, at our website or by calling our Customer Service within the next 7 days.

When you make a purchase with the Card, you have to sign on the Sales Slip. The merchant keeps a copy and gives you a copy for your record. All your purchases with the Card will be reflected on your monthly Statement of Account.

You can use up to S$500, which is the Credit Limit allocated to your Diners Club International Ace Credit Card account.

An Over Limit Fee of S$50 per month shall be charged to your Card account if the Total Indebtedness exceed the Credit Limit at any time during the Statement Period.

There will not be any physical ATM PIN mailer issued. You may set your ATM PIN for your Card via the DCS Cards App.

Yes, you can withdraw cash at any DBS/POSB ATMs in Singapore and at over 1 million ATMs worldwide bearing the “Diners Club International” or “Pulse” sign. Cash advance charges are applicable.

The charges are 6% of the Cash Advance or S$20 (whichever is greater) per Cash Advance; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Advance.

Your Payment Due Date is on the 22nd of every month. This date refers to the date that DCS receives and processes your payment into your account. Different processing times apply for payments made via different channels before DCS receives your payment. Please check with your bank, where applicable.

You have the option of making full or partial payment for your Card bill, but the minimum amount you have to pay is S$50 or your total outstanding bill, whichever is lower. If payment is not made in full, Interest at 28% per annum is levied on the Total Indebtedness (excluding the principal amount of each Cash Advance) unless the closing balance on both the current and previous Statements has been paid in full by the respective Payment Due Date and 28% per annum is levied on all Cash Advances. If interest is to be debited, Total Minimum Interest of S$3 per account per month is charged if the interest would otherwise be less than S$3.

There will be a Late Payment Fee of S$100 if the Minimum Payment is not received by Payment Due Date.

You can make payment for your DCS Card bills via PayNowQR, at AXS stations, by Internet / Phone Banking (selected banks), DBS/POSB ATMs, by Interbank GIRO or DCS D-Vault. Click here for more details.

You should report the loss of your Card immediately to Diners Club at Tel: 6571 0128 (during office hours) or 6416 0900 (after office hours) so that we can stop the card usage. You will then not be liable for any unauthorised charges made after your report. Diners Club will soon issue you with a replacement Card.

It is absolutely Free for the first year. Subsequent Annual Fee is S$28 per year.

Yes, you may apply for other Diners Club Credit Cards with up to 2 months Credit Limit if your annual income exceeds S$30,000.

The Diners Club International Ace Credit Card is not applicable for existing Diners Club Main cardholders; however, Diners Club Supplementary cardholders are eligible to apply.

The average processing time is between 4 to 6 weeks upon receiving your completed application form, photocopy of your I.C. (front & back) and the necessary documents.

Every dollar charged to your Card earns you 1 Club Rewards point. Accumulate these points to redeem for free gifts, shopping and dining vouchers, etc. There is no expiry to your points. Please refer to: https://dcscc.com/club-rewards