Charge Card
DCS Diners Club International Charge Card
The world's very first multipurpose card
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Card Benefits
Up to 5X Club Rewards Points
Enjoy up to 5X Club Rewards Points on your dining, hotel and overseas transactions with minimum monthly spend of S$400. No expiry to your Club Rewards Points.
Worldwide Airport Lounge Access
Access to more than 1,500 Airport Lounges and Experiences worldwide; including Changi Airport. Basic Cardholder enjoys one complimentary access per year.
Complimentary Travel Insurance Coverage
Free Insurance Coverage of up to S$1 million personal accident protection, S$350,000 on-flight personal accident insurance and travel inconvenience reimbursement.
Terms and Conditions apply.
Earn Accelerated Club Rewards Points
At DCS, we believe in rewarding our cardmembers. Enjoy up to 5X Club Rewards Points (usual S$1 = 1 point) with your DCS Diners Club International Charge Card, which you can redeem for FREE gifts, shopping/dining vouchers & air miles. What's more, these points don't expire!
- Global acceptance in more than 200 countries and territories*
- Enjoy access to millions of amenities and premium Wi-Fi hotspots globally
- Add your DCS Diners Club Card to GRAB app to enjoy your favorite services, including GRAB Food, GRAB Express and GRAB Transport, and more.
- Pay Vehicle Road Tax in 6 monthly instalments, 0% interest free.
- Buy Now Pay Later - Purchase merchandise you dream of owning with up to 12 months, 0% interest-free instalments.
- Club Rewards Points Programme - Earn rewards points as you spend on your Diners Club Cards, which can be used to redeem for a wide selection of vouchers, merchandise, annual fee waiver, and frequent flyer miles etc. T&Cs apply.
*Based on transaction data collected from 2019 through 2023.
Earn up to 5X Club Rewards Points on eligible spending:
- Enjoy 3X Club Rewards Points1 for every S$1 spend on dining2 & hotel3 with a minimum spend of S$400 per month
- Enjoy 5X Club Rewards Points1 for every S$1 spend on foreign currency transactions4 with a minimum spend of S$400 per month
- Enjoy 1X Club Rewards Point for every S$1 spend on all other transactions
| Transaction Type | Minimum Monthly Spend | Club Rewards Points Awarded per S$1 Spend |
|---|---|---|
| Dining2 | S$400 | 3X1 |
| Hotel3 | 3X1 | |
| Foreign Currency Spend4 | 5X1 | |
| Other Local Spend (excluding Dining & Hotel) | Nil | 1X |
1 Minimum spend of S$400 (excluding cash advance transactions) is required within the same statement cycle in order to be eligible for the 3X or 5X Club Rewards Points, otherwise cardmembers may only be entitled to the default rate of 1 Club Rewards Point awarded for every S$1 spend.
2 Dining refers to transactions charged in Singapore Dollars under MCC 5812 (Eating places and Restaurants) and MCC 5813 (Bars and Drinking Places).
3 Hotel refers to transactions charged in Singapore Dollars under MCC 3500 to 3999, and 7011 (Lodging).
4 Foreign currency spend refers to all eligible transactions that are not charged in Singapore Dollars.
Eligibility
Age: 21 to 65 years old
For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 56 & above)
For Foreigners: Minimum income of S$60,000 p.a.
Fees & Charges
Basic Card: S$100^ (first year FREE);
Supplementary Card: S$70^ (first year FREE)
Minimum Spending Required to Receive Subsequent Automatic Annual Fee Waiver*: S$2,000 in a year
^ Fees will be subject to the prevailing Goods & Services Tax (GST)
*For cardmembers who are eligible for automatic annual fee waiver, your card annual fee will be imposed and the fee waiver will only be reflected in the next statement of account.
