DCS POPULAR Credit Card

Get up to 5% Rebate at POPULAR with NO MINIMUM SPEND

$8 POPULAR Discount Vouchers upon Basic Card Approval

POPULAR Benefits

Earn 5% Rebate of up to S$1,000 spent per month per card account¹ on your DCS POPULAR Regular Credit Card at POPULAR outlets.

Earn 2% Rebate of up to S$500 spent per month per card account¹ on your DCS POPULAR $500 Limit Credit Card at POPULAR outlets.

Terms and Conditions of Cash Rebate

Rebate is earned in the form of REBATE$. (1 REBATE$ = S$1).
REBATE$ is calculated on the gross total amount before GST, less the redemption values of gift vouchers and/or previously-earned REBATE$; if any.
REBATE$ earned is credited on next day basis. Redemption can only be made after rebate is credited.
REBATE$ is earned on per card account¹ up to a maximum of 5% of S$1,000 (for Regular Credit Card) or 2% of S$500 (for S$500 Limit Credit Card) spent per month regardless of the numbers of supplementary cards held.
REBATE$ will expire in 60 days. Unused REBATE$ is not exchangeable for cash, not transferable and non-refundable.
Expired REBATE$ will be forfeited. Extension of REBATE$ will not be allowed.
The monthly maximum entitlement of REBATE$ includes the earning of REBATE$ among the Basic and Supplementary cards (if any).
In the event that REBATE$ awarded exceeds the monthly maximum entitlement, DCS reserves the right to debit the card account without prior notice.
REBATE$ can be earned and redeemed at all POPULAR outlets.
DCS reserves the absolute right to amend/withdraw/terminate immediately the above-mentioned REBATE$ at any time without prior notice.
In the event of any dispute, the decision of DCS is final.

1. Per card account includes both basic and supplementary cards. This Card is not applicable for Corporate card application.

Free Insurance Coverage for Regular Credit Cardmembers: Up to S$1 million personal accident protection, S$250,000 on-flight personal accident insurance and travel inconvenience reimbursement.
Earn Club Rewards Points when you spend outside POPULAR to redeem for FREE gifts, shopping/dining vouchers & air miles. (S$1 = 1 point). No expiry to your Club Rewards Points.
Access to nearly 1,300 Airport Lounges across 600+ cities in 140 countries worldwide; including Changi Airport Terminal 1, 2, 3 and 4. Basic Cardholder enjoys one complimentary access per year.

*Terms & conditions apply

Requirements

DCS Cobrand Credit Card

For Singapore Citizens and Permanent Residents:
Minimum income of S$30,000p.a.
OR S$15,000p.a. (age 55 & above)

For Foreigners:
Minimum income of S$60,000p.a.

Age: 21 to 65 years old

Documents Required:
Click here

Singapore Citizen/Permanent Resident

Copy of NRIC (Front & Back); AND
Income document (Please refer to the list of income documents* as below); AND
Proof of Resident if billing address and NRIC differs (Please refer to the list of proof of billing address# as below)

Foreigners

Copy of Passport; AND
Employment Pass with minimum validity of 12 months; AND
Proof of billing address^#; AND
Proof of Employment e.g., appointment or company letter; AND
Income documents* (Please refer to the list of income documents* as below)

*List of Income Document

Fully Salaried	Commission / Variable Income Earner	Self Employed
Latest Notice of Assessment (NOA) + Latest computerized payslip OR Latest NOA + Latest 6 months’ CPF contribution history OR Latest 12 months’ CPF contribution history OR Latest 3 months’ computerized payslip	Latest NOA + Latest computerized payslip OR Latest NOA + latest 6 months’ CPF contribution history OR Latest 12 months’ CPF contribution history	Latest up to 2 years’ NOA

^#Proof of billing address

IRAS certificate of stamp duty
Utility bills
Bank Statements
Government issued Documents indicate current address

DCS Cobrand S$500 Limit Card

For Singapore Citizens and Permanent Residents:
Minimum income of S$16,000p.a.
(except students and NSFs)

Age: 18 to 65 years old
For applicants age below 21, Parent’s / Guardian’s consent is required

Documents Required:
Click here

Singapore Citizen/Permanent Resident

Copy of NRIC (Front & Back); AND
Income document (Please refer to the list of income documents* as below); AND
Proof of Resident if billing address and NRIC differs (Please refer to the list of proof of billing address# as below)

Students

Student ID Card/ Student Card / Matriculation Card

NSF

SAF / SPF / SCDF 11B Identification card

*List of Income Document

Fully Salaried	Commission / Variable Income Earner	Self Employed
Latest Notice of Assessment (NOA) + Latest computerized payslip OR Latest NOA + Latest 6 months’ CPF contribution history OR Latest 12 months’ CPF contribution history OR Latest 3 months’ computerized payslip	Latest NOA + Latest computerized payslip OR Latest NOA + latest 6 months’ CPF contribution history OR Latest 12 months’ CPF contribution history	Latest up to 2 years’ NOA

^#Proof of billing address

IRAS certificate of stamp duty
Utility bills
Bank Statements
Government issued Documents indicate current address

Not applicable for existing DCS Basic Cardholders

Fees

DCS Cobrand Credit Card

Annual Fee:
Basic Card: S$180^ (first year FREE);
Supplementary Card: S$80^ (first year FREE)

Minimum Payment:
5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit

Fee & Charges for
DCS Credit Card

DCS Cobrand S$500 Limit Card

Annual Fee:
S$28^ per year (first year FREE)

Credit Limit:
S$500 (fixed)

Minimum Payment:
Total outstanding balance or S$50 (whichever is lower), plus all past due amount and any amount exceeding Credit Limit

Fee & Charges for DCS
$500 Limit Card

^ Fees will be subject to the prevailing Goods & Services Tax (GST)