DCS Sheng Siong Credit Card

DCS Sheng Siong Credit Card
 

Sheng Siong Benefits

Earn 5% Rebate1 of up to S$1,000 spent per month per card account2 on your DCS Sheng Siong Regular Credit Card at Sheng Siong outlets. Minimum income of S$30,000 p.a. required.

Earn 2% Rebate1 of up to S$500 spent per month per card account2 on your DCS Sheng Siong S$500 Limit Credit Card at Sheng Siong outlets. Minimum income of S$16,000 p.a. required.

Example: Chart below shows how Rebate$ is earned and used at Sheng Siong outlets; computed based on 5% Rebate.
How Rebate$ is earned:
1st Time Purchase S$ 100.00
Rebate$ earned S$ 4.63
How Rebate$ is earned and used from next day onwards:
2nd Time Purchase S$ 100.00
Redeem Rebate$ S$ 4.63
Net Amount Payable$ S$ 95.37
Rebate$ earned S$ 4.42
How Rebate$ is earned when purchase amount EXCEEDS S$1,000 per month:
Purchase Amount S$ 2,500.00
Redeem Rebate$ S$ 0.00
Net Amount Payable S$ 2,500.00
Rebate$ earned S$ 46.30 (Max. rebate entitlement for a month)

  • Rebate is earned in the form of REBATE$. (1 REBATE$ = S$1).
  • REBATE$ can be earned and redeemed at all Sheng Siong outlets upon successfully charged to DCS Sheng Siong Credit Card.
  • REBATE$ is calculated on the gross total amount before GST, less the redemption values of gift vouchers and/or previously-earned REBATE$; if any.
  • REBATE$ earned is credited on next day basis. Redemption can only be made after rebate is credited.
  • REBATE$ is earned on per card account2 up to a maximum of 5% of S$1,000 (for Regular Credit Card) or 2% of S$500 (for S$500 Limit Credit Card) spent per month regardless of the numbers of supplementary cards held.
  • REBATE$ will expire in 30 days. Unused REBATE$ is not exchangeable for cash, not transferable and non-refundable.
  • Expired REBATE$ will be forfeited. Extension of REBATE$ will not be allowed.
  • The monthly maximum entitlement of REBATE$ includes the earning of REBATE$ among the Basic and Supplementary cards (if any).
  • In the event that REBATE$ awarded exceeds the monthly maximum entitlement, DCS reserves the right to debit the card account without prior notice.
  • DCS reserves the absolute right to amend/withdraw/terminate immediately the above-mentioned REBATE$ at any time without prior notice.
  • In the event of any dispute, the decision of DCS is final.

1. REBATE$ is calculated on the gross total amount before GST.

2. Per card account includes both basic and supplementary cards. This Card is not applicable for Corporate card application.

Sheng Siong Logo
 

  • Free Insurance Coverage for Regular Credit Cardmembers: Up to S$1 million personal accident protection, S$250,000 on-flight personal accident insurance and travel inconvenience reimbursement.
  • Earn Club Rewards Points when you spend outside Sheng Siong to redeem for FREE gifts, shopping/dining vouchers & air miles. (S$1 = 1 point). No expiry to your Club Rewards Points.
  • Access to nearly 1,300 Airport Lounges across 600+ cities in 140 countries worldwide; including Changi Airport Terminal 1, 2, 3 and 4. Basic Cardholder enjoys one complimentary access per year.

*Terms & conditions apply

 

Requirements

DCS Cobrand Credit Card

For Singapore Citizens and Permanent Residents:
Minimum income of S$30,000p.a.
OR S$15,000p.a. (age 55 & above)

For Foreigners:
Minimum income of S$80,000p.a.

Age: 21 to 65 years old

Documents Required:
Click here

DCS Cobrand S$500 Limit Card

For Singapore Citizens and Permanent Residents:
Minimum income of S$16,000p.a.
(except students and NSFs)

Age: 18 to 65 years old
For applicants age below 21, Parent’s / Guardian’s consent is required

Documents Required:
Click here

Not applicable for existing DCS Basic Cardholders

 

Fees

DCS Cobrand Credit Card

Annual Fee:
Basic Card: S$180^ (first year FREE);
Supplementary Card: S$80^ (first year FREE)

Minimum Payment:
5% of outstanding balance or S$50 (whichever is greater), or the full amount if below S$50; plus all past due amount and any amount exceeding Credit Limit

Fee & Charges for
DCS Credit Card

DCS Cobrand S$500 Limit Card

Annual Fee:
S$28^ per year (first year FREE)

Credit Limit:
S$500 (fixed)

Minimum Payment:
Total outstanding balance or S$50 (whichever is lower), plus all past due amount and any amount exceeding Credit Limit

Fee & Charges for DCS
$500 Limit Card

^ Fees will be subject to the prevailing Goods & Services Tax (GST)

 

Apply

DCS Cobrand Credit Card

DCS Cobrand S$500 Limit Card