Sign Up for DCS Ultimate Platinum Mastercard

Up to S$350 Welcome Bonus*

Enjoy up to 4% cashback* on everyday spending, direct flights, and hotel bookings with no minimum spend.

*T&Cs apply.

Welcome Gifts

From 1st October - 30th November 2026

For a limited time only, unlock either of the welcome gifts below when you sign up and meet the required spend.

20-inch GOTRIP luggage bag with a S$50 Gojek voucher 24-inch GOTRIP luggage bag with a S$50 Gojek voucher

Get S$50 Gojek Vouchers and a 20” GOTRIP Luggage Bag* (worth S$200) with a min. spend of S$500 within 30 days of card approval.

Get S$50 Gojek Vouchers and a 24” GOTRIP Luggage Bag* (worth S$300) with a min. spend of S$800 within 30 days of card approval.

*Refer to New-to-DCS Program Terms and Conditions for more details. GOTRIP Bag is available while stocks last.

Card Benefits

2% Cashback

Enjoy 2% Cashback on all purchases with no minimum spend.

+2% Cashback on Direct Hotel & Airline Bookings

Additional bonus 2% Cashback on Airlines & Hotel bookings

Year-Round Offers and Privileges

Enjoy offers and discounts from travel, dining, shopping and everyday spend with Mastercard Priceless Specials.

Pay Seamlessly Via Contactless Payment

Enjoy easy and secure payments when you add your DCS Ultimate Platinum Mastercard to Apple Pay or Google Pay.

DCS Ultimate Platinum Mastercard cashback lifestyle

Unleash your cashback earning potential

Say hello to fuss free cashback earnings. Every purchase you make with your DCS Ultimate Platinum Mastercard earns you 2% cashback with no minimum spend requirement, giving you the power to make your money work for you.

Your Card Is Packed With Unbeatable Perks

2% Cashback on All Spend

Plus a bonus +2% on Airlines & Hotels.
No min. spend, capped at S$200 per month.

Mastercard Priceless™ Specials Privileges

Unlock premier lifestyle perks, including exclusive dining experiences and one night free at participating hotels.

Up to US$ 200 E-Commerce Protection

Complimentary coverage against non-delivery and/or incomplete delivery of goods or damaged goods that are purchased on the internet.

DConvert (IPP)

Turn purchases of S$300 or more, or monthly bills of S$500 or more, into flexible instalment plans of up to 18 months at 0% interest in DCS Cards App.

DCA$H

Get quick access to funds with rates from just 0.54% per month. Apply seamlessly through DCS website or DCS Cards App.

Pay4U

Enjoy 0% interest when you transfer cash from your credit line directly to your bank account via DCS Cards App.

Eligibility
  • Age: 21 to 65 years old
  • For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 56 & above)
  • For Foreigners: Minimum income of S$60,000 p.a.
Fees & Charges
  • Principal Card: S$10^ monthly service fee (First year FREE)
  • Supplementary Card: S$5^ monthly service fee (First year FREE)
  • Minimum Spending Required to Receive Subsequent Automatic Monthly Service Fee Waiver: 8 Retail Transactions or S$800 per month.

^ Fees will be subject to the prevailing Goods & Services Tax (GST)

FAQs

Yes, transactions such as insurance payments and mobile wallet top ups will not be eligible for cashback. Please refer to the T&Cs governing DCS Ultimate Platinum Card for the full exclusion listing.

Yes, cashback earned will be credited automatically in your card account and will be reflected in your subsequent Statement of Account (SOA).

Your welcome gifts depend on the minimum spend you achieve within 30 days of card approval for your DCS Ultimate Platinum Mastercard:

Tier 1: Spend a minimum of S$500 within 30 days of card approval to receive a 20” GOTRIP Luggage Bag + S$50 Gojek Vouchers.

Tier 2: Spend a minimum of S$800 within 30 days of card approval to receive a 24” GOTRIP Luggage Bag + S$50 Gojek Vouchers.

This promotion is strictly open to New-to-DCS applicants (those who do not currently hold any DCS principal card and have not cancelled one in the past 12 months). To qualify, you must be approved for a new DCS Ultimate Platinum Mastercard and fulfill the required minimum spend (S$500 or S$800) within 30 days of card approval. Existing DCS cardholders are not eligible for this welcome offer.

Click here for full Terms & Conditions Click here for Travel Cashback Promotion Terms & Conditions

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