Credit Card

DCS Ultimate Platinum Cards

Up to 2% cashback
on all spend

DCS Ultimate Platinum Mastercard
DCS Ultimate Platinum UnionPay Card


Age: 21 to 65 years old

For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 55 & above)

For Foreigners: Minimum income of S$60,000 p.a.

Click here for required documents

Fees & Charges

Principal Card: S$180^ annual fee (first year FREE);

Supplementary Card: S$90^ annual fee (first year FREE)

Minimum Spending Required to Receive Subsequent Automatic Annual Fee Waiver*: S$15,000 in a year

Click here for full fees & charges

^ Fees will be subject to the prevailing Goods & Services Tax (GST)

*For cardmembers who are eligible for automatic annual fee waiver, your card annual fee will be imposed and the fee waiver will only be reflected in the next statement of account.

To apply for the card, please follow these easy steps.

  1. Download the DCS Cards App on your mobile device, via the Apple App Store, Google Play Store or APK Download for Android.

    Download on the App Store Get it on Google Play Download the APK file

  2. Select the card and follow the instructions.

  3. OR

  4. Apply online


Yes, transactions such as insurance payments and mobile wallet top ups will not be eligible for cashback. Please refer to the T&Cs governing DCS Ultimate Platinum Card for the full exclusion listing.

Yes, cashback earned will be credited automatically in your card account and will be reflected in your subsequent Statement of Account (SOA).

Your numberless DCS Ultimate Platinum UnionPay card reduces the risk of having your personal data being stolen. You will need to download the DCS Cards App to view your credit card credentials.

Unfortunately, Diners SG Pay App is currently only available to Diners Club Credit/Charge cards issued by DCS.

There will not be any physical ATM PIN mailer issued for the DCS Ultimate Platinum Card. You may set your ATM PIN for your Card via the DCS Cards App.

No, Club Rewards Points are not applicable for DCS Ultimate Platinum Card.