DCS Ultimate Platinum Mastercard
2% Cashback* on Every Spend, +2% Bonus Cashback* on Airline & Hotel bookings
*T&Cs apply.
Card Benefits
2% Cashback
Enjoy 2% Cashback on all purchases with no minimum spend.
+2% Cashback on Direct Hotel & Airline Bookings
Additional bonus 2% Cashback on Airlines & Hotel bookings
Year-Round Offers and Privileges
Enjoy offers and discounts from travel, dining, shopping and everyday spend with Mastercard Priceless Specials.
Pay Seamlessly Via Contactless Payment
Enjoy easy and secure payments when you add your DCS Ultimate Platinum Mastercard to Apple Pay or Google Pay.
Unleash your cashback earning potential
Say hello to fuss free cashback earnings. Every purchase you make with your DCS Ultimate Platinum Mastercard earns you 2% cashback with no minimum spend requirement, giving you the power to make your money work for you.
Your Card Is Packed With Unbeatable Perks
2% Cashback on All Spend
Plus a bonus +2% on Airlines & Hotels.
No min. spend, capped at S$200 per month.
DConvert (IPP)
Turn purchases of S$300 or more, or monthly bills of S$500 or more, into flexible instalment plans of up to 18 months at 0% interest in DCS Cards App.
Mastercard Priceless™ Specials Privileges
Unlock premier lifestyle perks, including exclusive dining experiences and one night free at participating hotels.
DCA$H
Get quick access to funds with rates from just 0.54% per month. Apply seamlessly through DCS website or DCS Cards App.
Up to US$ 200 E-Commerce Protection
Complimentary coverage against non-delivery and/or incomplete delivery of goods or damaged goods that are purchased on the internet.
Pay4U
Enjoy 0% interest when you transfer cash from your credit line directly to your bank account via DCS Cards App.
- Age: 21 to 65 years old
- For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 56 & above)
- For Foreigners: Minimum income of S$60,000 p.a.
- Principal Card: S$10^ monthly service fee (First year FREE)
- Supplementary Card: S$5^ monthly service fee (First year FREE)
- Minimum Spending Required to Receive Subsequent Automatic Monthly Service Fee Waiver: 8 Retail Transactions or S$800 per month.
^ Fees will be subject to the prevailing Goods & Services Tax (GST)
FAQs
Yes, transactions such as insurance payments and mobile wallet top ups will not be eligible for cashback. Please refer to the T&Cs governing DCS Ultimate Platinum Card for the full exclusion listing.
Yes, cashback earned will be credited automatically in your card account and will be reflected in your subsequent Statement of Account (SOA).
There will not be any physical ATM PIN mailer issued for the DCS Ultimate Platinum Card. You may set your ATM PIN for your Card via the DCS Cards App.
No, Club Rewards Points are not applicable for DCS Ultimate Platinum Card.
Click here for full Terms & Conditions Click here for Travel Cashback Promotion Terms & Conditions
To apply for the card,
please follow these easy steps.
-
1
Download the DCS Cards App on your mobile device, via the Apple App Store, Google Play Store or APK Download for Android.
Select the card and follow the instructions.
Apply online

