Card Benefits
2% Cashback on All Spend
Enjoy up to 2% Cashback* on all purchases with no minimum spend
Year-Round Offers and Privileges
Enjoy offers and discounts from travel, dining, shopping and everyday spend with Mastercard Priceless Specials and UnionPay
Choice of Numberless Card for Ultimate Card Security
The numberless Ultimate Platinum UnionPay Card reduces the risk of having your personal data being stolen. You will need to download the DCS Cards App to view your credit card details (card number, card expiry date and CVV code)
Note: Ultimate Platinum UnionPay supplementary cardholders will not be able view their credit card details via the DCS Cards App, and may only use the card for retail point-of-sale transactions.
*2% cashback will be awarded up to a monthly spend of S$10,000 (capped at S$200 cashback per calendar month)
Unleash your cashback earning potential
Say hello to fuss free cashback earnings. Every purchase you make with your DCS Ultimate Platinum Card earns you 2% cashback with no minimum spend requirement, giving you the power to make your money work for you.
- Enjoy complimentary travel insurance coverage of up to S$1 million
- Keep your credit card details (card number, card expiry date and CVV code) at your fingertips with the DCS Cards App
- Conveniently set up your ATM PIN via the DCS Cards App to make cash withdrawals overseas with your Ultimate Platinum Card
- Use your DCS Card to pay various bills at more than 800 AXS Stations islandwide
- Mastercard Priceless™ Specials privileges:
- With One Dines Free, you can enjoy one complimentary main course at partner restaurants in Singapore and major cities across Asia Pacific
- Enjoy One Night Free with your Mastercard at participating hotels
- E-Commerce Protection coverage up to USD 200 annually when you shop online with your DCS Ultimate Platinum Mastercard
- UnionPay Exclusive Benefits:
- Complimentary Sands Rewards LifeStyle Elite tier membership. Click here for more info.
- Up to 10% off at over 100 International Airport Duty Free Shops
- Enjoy convenient payments at any UnionPay QR Code-enabled merchants locally and internationally. Click here for a step-by-step guide.
Eligibility
Age: 21 to 65 years old
For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 56 & above)
For Foreigners: Minimum income of S$60,000 p.a.
Fees & Charges
Principal Card: S$180^ annual fee (first year FREE);
Supplementary Card: S$90^ annual fee (first year FREE)
Minimum Spending Required to Receive Subsequent Automatic Annual Fee Waiver*: S$15,000 in a year
^ Fees will be subject to the prevailing Goods & Services Tax (GST)
*For cardmembers who are eligible for automatic annual fee waiver, your card annual fee will be imposed and the fee waiver will only be reflected in the next statement of account.
FAQs
Yes, transactions such as insurance payments and mobile wallet top ups will not be eligible for cashback. Please refer to the T&Cs governing DCS Ultimate Platinum Card for the full exclusion listing.
Yes, cashback earned will be credited automatically in your card account and will be reflected in your subsequent Statement of Account (SOA).
Your numberless DCS Ultimate Platinum UnionPay card reduces the risk of having your personal data being stolen. You will need to download the DCS Cards App to view your credit card credentials.
Please note that Ultimate Platinum UnionPay supplementary cardholders will not be able view their credit card details via the DCS Cards App, and may only use the card for retail point-of-sale transactions
Unfortunately, Diners SG Pay App is currently only available to Diners Club Credit/Charge cards issued by DCS.
There will not be any physical ATM PIN mailer issued for the DCS Ultimate Platinum Card. You may set your ATM PIN for your Card via the DCS Cards App.
No, Club Rewards Points are not applicable for DCS Ultimate Platinum Card.