DCS Ultimate Platinum
UnionPay Card
2% Cashback* on Every Spend
No Transactions Fees on Mainland China Spend
*T&Cs apply.
Card Benefits
2% Cashback on
All Spend
Enjoy 0%
Transaction fees in
Mainland China
Complimentary
Sands Rewards Lifestyle
Elite Tier membership
Up to 30% Off on
Preferred Hotels &
Resorts
Unleash Your
Cashback Potential
Earn a flat 2% cashback with no minimum spend.
Enjoy 0% transaction fees in Mainland China with Alipay and WeChat Pay as well as exclusive VIP hotel privileges all on a secured & numberless card.
More Perks, Total Control
2% Cashback on All Spend
No minimum spend required, capped at S$200 per month.
Seamless Overseas Payments & Withdrawals
Bind your card to Alipay and WeChat Pay for hassle-free payments abroad, or set your ATM PIN via the DCS Cards App for convenient overseas cash withdrawals.
Ultimate Security with a Numberless Card
Protect your financial data with the numberless Ultimate Platinum UnionPay Card. Easily access your card number, expiry date, and CVV anytime through the DCS Cards App.
DCONVERT (IPP)
Turn purchases of S$300 or more, or monthly bills of S$500 or more, into flexible instalment plans of up to 18 months at 0% interest in DCS Cards App.
DCA$H
Get quick access to funds with rates from just 0.54% per month. Apply seamlessly through DCS website or DCS Cards App.
Pay4U
Enjoy 0% interest when you transfer cash from your credit line directly to your bank account via DCS Cards App.
- Age: 21 to 65 years old
- For Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. OR S$15,000 p.a. (age 56 & above)
- For Foreigners: Minimum income of S$60,000 p.a.
- Principal Card: S$180^ annual fee (First year FREE)
- Supplementary Card: S$90^ annual fee (First year FREE)
- Minimum Spending Required to Receive Subsequent Automatic Annual Fee Waiver*: S$12,000 in a year
^ Fees will be subject to the prevailing Goods & Services Tax (GST)
FAQs
Yes, transactions such as insurance payments and mobile wallet top ups will not be eligible for cashback. Please refer to the T&Cs governing DCS Ultimate Platinum UnionPay Card for the full exclusion listing.
Yes, cashback earned will be credited automatically in your card account and will be reflected in your subsequent Statement of Account (SOA).
Your numberless DCS Ultimate Platinum UnionPay card reduces the risk of having your personal data being stolen. You will need to download the DCS Cards App to view your credit card credentials.
Please note that Ultimate Platinum UnionPay supplementary cardholders will not be able to view their credit card details via the DCS Cards App, and may only use the card for retail point-of-sale transactions
There will not be any physical ATM PIN mailer issued for the DCS Ultimate Platinum Card. You may set your ATM PIN for your Card via the DCS Cards App.
No, Club Rewards Points are not applicable for DCS Ultimate Platinum Card.
Card Benefits

