Age: 18 to 65 years old
Singapore Citizens, Singapore Permanent Residents (except U.S. Citizens), & Foreigners (except U.S. Citizens)
For applicants aged below 21, Parent's / Guardian's consent is required.
No minimum income required.
Not applicable for existing DCS Cardholders.
Fees & Charges
Annual Fee: S$30^ per year (first year FREE)
Credit Limit: S$100
Late Payment fee applies if D-Vault balance is insufficient to pay the total outstanding balance upon auto-repayment
Minimum Payment: Total outstanding balance or S$50 (whichever is lower), plus all past due amount and any amount exceeding Credit Limit
^ Fees will be subject to the prevailing Goods & Services Tax (GST)
To apply for the card, please follow these easy steps
Step 1: Download DCS Cards App
A super app that is not only packed with core features to manage DCS credit cards, but also access to services that provide a more integrated payments experience.
Download the DCS Cards App on your mobile device, via the Apple App Store, Google Play Store or APK Download for Android.
Step 2: Scan to apply
The D-Lite Card provides payment convenience for anyone requiring a credit card with flexible spend limits. D-Lite comes with a starting credit limit of S$100 and is linked to D-Vault to increase spend limits via multiple top-up channels. Application is easy, with instant card approval.
D-Lite Affiliate Programme
Welcome to our D-Lite Affiliate Program! As a DCS cardholder, you may enrol in our D-Lite Affiliate Program and start referring your friends to apply for the D-Lite card to earn the following incentives.
If you own a corporate entity or have access to a community network, you may consider enrolling in the D-Lite Master Affiliate Program instead. Please contact us for more details.
1. Sign-up Rewards
For every referral that successfully applies for a D-Lite card using your Referral Code, and activates it within 30 days of card opening, you'll receive a S$10 reward per card.
2. DCS Token Top-up Fee Rebates
For every of your referral’s DCS Token top-up, you’ll get a 10% rebate of the top-up fee charged.
3. Preferential DCS Token top-up fee
As you scale the Affiliate Tiers with more successful referrals, you’ll also enjoy a lower DCS Token top-up fee rate for yourself!
|D-Lite Affiliate Tier||Preferred DCS Token Top-up Fee Rate for yourself||Rebate on Top-Up fee charged to your referrals||Qualifying Terms|
|Non-Affiliate||3% / 2%*||-||Not applicable|
|1||2%||10%||Upon enrolment in D-Lite Affiliate Program|
|2||1.5%||Min. 20 new D-Lite card invitees|
Min. 50 new D-Lite card invitees
(Excluding the invitees qualified under Tier 2)
* Preferred rate of 2% immediately applies for referrals signed up via an Affiliate Referral Code